I got a charged off account which I disputed CRA and got removed from all 3 CRs. However, OC and CA still kept sending me bills or leaving messages on my answering machine. I'm applying for mortgage loan and I'm so afraid that the removed charged off account would be reinserted into my CRs. Thus, my score would drop and the bank would reject my application. What can I do? Please help, Thanks!
I would say don't do anything to piss off the OC or CA. How much is the debt for? That would get better advise here. Make them happy and maybe they will make you happy? It's a personal situation that has many outcomes. Do you owe the money? What would drive them to reinsert the negative account? What would drive them not to?
