I sent a letter to Experian disputing inquires, I guess they are not even going to help since I received a letter back about who has the right to pull my credit report. Anyone else have an success with them?
Heather, there's a thread right now on here about the online disputing of inquiries through their new program. Please check it out, it may be just what you needed!
I disputed online and have had luck removing "incorrect" addresses and inquiries. It's not garantueed they will remove every single inquiry you dispute , but at least you will be able too! good luck.
Every address I disputed was deleted. They had variations of my current address (without my apartment number) and I disputed them as incorrect. They deleted my spouse (don't have one anymore). They had an incorrect spelling of my employer..gone. THey had an old DL #...that's gone. They also have about 7 different names for me. One I disputed as incorrect spelling and that was removed but the others that I said I've never been known as, they are still there. Oh yeah, got my 100-word statement removed also. So much for Junum!
I called Experian's (actually Credit Data Services) and asked them to delete a name on my report. It was a name I have never used and do not know anyone by that name. The lady said that is okay and deleted it right then, no problem at all. I had called up asking how do I dispute a wrong name on report and she said she would delete it for me right then. She said the name deleted sounded a lot like my real name and therefore she said that she thought some cc company telephone operator must have misunderstood me and written down the wrong name. I said I don't think so, I have never received any mail or credit cards or even phone calls for that name. She said ok and deleted it.
I HAVE A "FAKE" ADDRESS THANKS TO FLEET CREDIT CARDS... I live at 3804 XXXXXX STREET... They put on my credit report 1804 XXXXXX STREET (# DOES NOT EXIST)... I FOUND OUT BECAUSE I NEVER GOT A BILL FOR 3 MONTHS... GOOD THING THEY HAVE ON-LINE ACCESS!!!