Everytime I use it, it's wrong! Everytime I apply for credit, they pull TU and if I'm lucky and get approved, they report to another CRA. So all my good credit history shows up on a CRA that's never used for the initial inquiry. Explain that. It's like "Catch 22"
Just a reminder to update this (especially those of you in Atlanta, hehe). This is a great tool and has very much been a help to me in my credit restoration quest. Thanks everyone!
I've used this site a few times, as it's quite helpful. But if you're gonna take the time to post which report was pulled, could ya fill in the rest of the blanks, such as if you were approved or not, and your score?? *That* is helpful too!!!!! Ozzy.
Ozzy, those fields were not always there - many of us were reporting our inquiries in the "early days" and those are the ones you see that don't have the details filled in. John just added those new fields recently.
Most of the time, it isn't accurate for NY. I apply and get rejected because they used a different report. Oh well, John tried to make it so we know for sure, but it really depends on the day, I think.
