I recently started my dispute letters and asking some of the companies for validation myself. Well yesterday I got a letter from one of the credit cards I had saying that they would remove the item from all three credit reports (yeah!). Well, I had a question about this. On two of my reports, the mark has the collection agency listed then under the item it says "original creditor: name of the bank representing credit card" . Now my question is will these also be removed? And related to this collection agency there is 5 inquiries from them listed on one report (2 say unspecified purpose, 3 say collection purpose). This collection agency has never contacted me. Can I write a letter asking for their removal? Thanks in advance for the help!