Called exp yesterday and removed a bunch of variations of my name and some old addresses. Today score is up 3 points. Whats up with this?
Of course, who knows what goes on with FICO, but I would think that maybe the score change was more from an account aging or something like that. I don't really see how names/address would factor into a mathematical equation. But again, what I know about how FICO *really* works you could fit on the top of a pin. peace, delilah
Thats because you failed to admit you were a jr and they had to figure that out using some mathematical equation based on the spelling of your name.