FOr those of you who have succeeded in removing BK from CRAs, how do you go about the IIB (Included in BK) notations on accounts. Even if BK is gone from Public Info space, the accts that were IIB would still show and be seen by potential credit grantors? AM I right?> Any way to attach these guys after BK is removed?
To follow up with what jen said, I disputed these tradelines as "not mine." Some have been verified again and again - namely Discover Card, Chase, & Cap One - however Cap One now reports on my EQ report as 120 past due. I am now going to send them an ITS letter if they don't delete the account entirely from reports. First USA is a problem in itself, but I have been able to get MBNA to report on EQ and TU as a good account, "paid as agrees." Not a single notation about the BK. I am working to get that across the board. National City reported IIB, and when I disputed that, they changed it to "charge off." I called and told them it was reporting incorrectly, and it has disappeared from all 3 reports. For other accounts, I was able to get them removed from 2 of the 3 CRAs, but for whatever reason, the ones that still remain keep getting verified. Go figure. If you keep disputing as "not mine," eventually one of the CRAs employees misses something, or the OCs people don't verify in time, and it gets removed. Just keep trying.
JB, i admire your spirit - gets BK discharged, and goes out and disputes BK, and tradelines too... thats the way to go, screw these blood sucking greedy corporations.... they desrerve all of it, and I hope Bush chokes before he signs the new BK bill!!!
