removing new account

Discussion in 'Credit Talk' started by Flagirl, Mar 28, 2001.

  1. Flagirl

    Flagirl Well-Known Member

    I want to close an account that I opened in it too new to ask the CRA's to remove it from my report. It's always been paid on time for more than the minimum. I want to pay it off with one of my other lower interest cards. Does this sound silly?
  2. miles

    miles Well-Known Member

    Hi Flagirl. I don't think you should even worry about removing this from your report. It will not hurt you, but it won't help you either. I think it will just be considered unrated as there is not enough history to use it in any FICO scoring model.

    GEORGE Well-Known Member

    Close it, pay it off, have it reported CLOSED AT CONSUMER'S REQUEST, BALANCE $0, NEVER LATE.

    I think UNRATED is only the first month...

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