1. Aug 5, 2009 #1
   

   major_33 New Member

   My wife and I are 2 to 3 months behind on several credit cards. Some of the cc companies have sent letters stating to contact them about setting up a repayment plan. Should I set up these payment plans or pay the full late payments all at once?

    

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3. Aug 5, 2009 #2
   

   jjgross Well-Known Member

   You could do both,first find out what they will report to the cra's,then go from there.

    

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