repeated monthly inquiries

Discussion in 'Credit Talk' started by pat9100, Jan 3, 2002.

  1. pat9100

    pat9100 Well-Known Member

    I have a question. I had a loan through tidewater finance, and they continously pull a report on me each and every month for no reason. the loan did get charged off, but they still persist. do i have any rights here to prevent them from the monthly pull? They have no reason as far as i can tell
    thanks

    shawn
     
  2. KHM

    KHM Well-Known Member

    If they are trying to collect on the account they CAN pull your report. It sucks but they can.
    KHM
     
  3. pat9100

    pat9100 Well-Known Member

    yeah, but they have made no attempt to contact me at all, or doesn't that matter...
     
  4. KHM

    KHM Well-Known Member

    Unfortunately it doesn't matter, if you were to sue, all they would have to say is we were trying to see if he was paying other bills (and if you aren't/weren't that may be WHY they haven't contacted you) or they were trying to get your address, or they allow their employees to smoke crack before going to work on YOUR credit. You get the point. If it's on Experian it's worth disputing, hell it's worth trying to dispute on all of them, nothing to lose.
    KHM
     
  5. cherie

    cherie Well-Known Member

    Got any snow?
     
  6. KHM

    KHM Well-Known Member

    Cherie BITE YOUR TONGUE!!! No we're gonna get some Monday, in case you were asking me...lol
    KHM
     
  7. star

    star Well-Known Member

    I have a providian charge off, they pull my report every month also, but I have yet to hear from them, they must not like what they see.
     
  8. Pat

    Pat Well-Known Member

    I don't know how I missed it before, but NextCard pulls a soft inquiry on me every month since I got the card. Thank god it's on TU, my only clean report :)
     
  9. GEORGE

    GEORGE Well-Known Member

    AMEX DOES IT TOO...
     
  10. lbrown59

    lbrown59 Well-Known Member

    Pat thank the poster for this helpful comment.
     

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