after overcoming fear and finally disputing my repo of 98 here are the resuls. experian and equifax remains. trans union deleted. score increase 1 point for all the effort i put into that one item for the past three months it could have been used elsewere.. i wonder if my high balances are really keeping my score so low? i mean how can that be worse than a repo????????
A repo deleted is great victory. This derog is a tough one! Congratulations! Hopefully I will join you soon.