had anybody disputed repo on the credit reports, which was discussed in a similair thread a month or so ago? any results? my repo shows 5025 balance with 1120 past due with date of last activity 4/00 and last report date 7/00.... any suggestions?
I haven't done anything yet. I've been busy moving to WI. I just got a letter saying that I owe 7600.00 after the sale. I'm thinking about offering a payoff for removal. If that doesn't work, I guess I will just start disputing with the CRA's. I wish I could come up with something brilliant but this one has got me stumped. Bobbi
I am doing the exact same thing, disputing as incorrect information on tradelines and squeezing the state law about incorrect tradelines = removal. If that does not work, I think I will find a way of starting a monthly payment plan in exchange for improving my tradelines. If not, threaten with BK. Either way, Time will tell. Ed.
I made some progress. I just looked at an updated CR. The original creditor has been deleted leaving just the CA. This is good news. Better than nothing!
OK Union I hadn't seen this post before I posted this morning. My details are as follows.... Ford Motor - Repo - Intended to tackle this last but got a letter from an Attorney in regards to it so I just added it in with one of my recent disputes to Equifax. I'm not getting to happy about it though because for some reason I believe that they were trying to verify with Ford while account was being transferred over to Attorney, I'm sure it will pop back up on the report soon, but they had better send me reinsertion letter within five days of reinsertion, right? BTW Attorney called on phone last night, different Attorney than the one who sent the letter but same Law Firm. Told him not to call anymore and that they will receive only correspondence from me through mail. He tried to get rude but I told him to drop it in the mail, said goodbye and hung up. Ok here goes.. Equifax Disputed Repo + 5 other neg's - Jan. 28th Updated Report Received - Feb. 25th FMC - Deleted Opened 07/00 Last Activity 02/01 High $5052 Balance $4210 (WRONG) Past Due $421 Status I3 Reported 04/01 Cap1, FSB - Deleted There Goes!!
