How to run second report before 1st report expires in 90 days. Keeps telling me SSN has been used before.
YOu have to sign on and then delete your acount. I have done this several times, sometimes it takes sometime to do and other times it works after first try.
Doug, You have to figure our how to delete your info. Then you must logoff and then try to create a new account. It will take several trys. It took me about 2 weeks of trying. Good Luck roni
Not really Doug, just go sign in and then go to my account click it then you info will appear and at the bottom there is a choice to make, choose DELETE then it will ask if you are sure click yes and then create another account, I always put the same info in I just change my log on name and password. good luck Mom
RE: you are welcome I just deleted my account and then created a new one and it is exactly the same. I know several accounts that previously were not reported now are and they don't show up. Also a couple of mistakes, one being an open credit card account that they show as closed. I'm not real sure where they are getting their info as I ordered my Trans Union report separately and everything is correct.
yes I believe these reports are off a bit, they still had most of the same information as the previous but did have an account that I closed appear closed and my score did improve some, but still some information that appeared on my actual report from TU is not showing up there. So I really think this report is not 100% accurate. Mom
RE: you are welcome Previous postings have said the information is a little old. I don't want to try it myself...I don't need another inquiry since I was denied CAPITAL ONE and CITIBANK WITH $70,000+ INCOME (WHAT A SHOCK) I'M STILL WAITING FOR MY DISPUTE OF THEIR DENIAL!!!
RE: you are welcome It doesn't show up as a "hard inquiry" meaning if someone requests your report re: a credit app. they will not see the inquiry.
RE: you are welcome 5,578 came off of total owed from last time, SCORE was still the same. I thought score would have gone up a couple of points. 123 credit reports went up 3 points with about the same info.
RE: yes I believe these report I just went and looked at my report at worthknowing.com again and it say it has been 1 month since my last 90 days late. I haven't had a 90 day late in over 3 years. I then looked at my paper TU report and there is nothing remotely close to a 90 day late there.
RE: you are welcome MOMOF3, RONI, IKH, AND OTHERS...Tried www.worthknowing.com (YOU FORCED ME INTO IT) said 100 excellent some amounts were old by a few months. I will see how it compares to the hard copy I should get in a few days by mail. Wish my printer worked, can't find CD to reload software.
RE: you are welcome Great George, did you find it to be accurate compared to your other reports?? Wow 100 I am jealous. Mom
RE: you are welcome Other than a few months behind I guess it is accurate...still says I owe more than I really owe. The 80+ hours per week at work helped me a lot! OFFERS FOR CARDS I ALREADY HAVE???
Credit score Anyone know (or want to guess) how their credit scores (scale 0-100) correlate with the FICO ones (scale 350-900, I think) ? Thanks.
RE: Credit score Well if this helps some, my husband scored a 44 and his true score from TU was 660. But other than that I really don't know.
