Thank you CN!!!!!!! I feel sort of obligated to report my status.....I am proud of it and alllllllll the knowledge I have gathered (gotta love it). Me finding Creditnet was indeed a Blessing. When I posted my first posted.....I was soooo nervous. After that it was like riding a bike. I began my journey on April 2002 with no positive credit lines today I have 2 positive credit lines and the following: Equifax--was 19 negatives as of today 7 negatives Experian--was 16 negatives as of today 10 negatives Trans Union-- was 16 negatives as of today 9 negatives And again THANK YOU!