For all those who received the same letter approving you for $15,000, don't do it! It is nothing more than a catalog company which numerous complaints filed against them. Here is the report. Capital Credit 20331 Irvine Avenue Building E3 Santa Ana Heights CA 92707 Business Started: Unknown File Open Date: 02/22/00 Last Report Date: 07/28/00 Principal Contact: Donald Franklin Phone: (714) 881-7777 Fax: (714) 881-7707 EMail: Not Available Web Address: http://www.capitalcredit.com Bureau ID: 13130531 Member Status: Join Date: Nature of Business This company's business is offering credit cards for use when purchasing their catalog items only. Bureau File Experience We rate this company as having an unsatisfactory business performance record. This company has a pattern of complaints alleging misrepresentation of credit card and loan offers. Complainants state that they are led to believe that if they send money to the company, they will receive a major credit card or loan. Instead complainants receive a solicitation asking for more money for what the company describes as a Gold Merchant Card. This is not a Visa or Mastercard, and it can only be used to order products from the company's catalog. The company responded to complaints by stating a refund would be offered once the membership card and package was returned and explaining that they have no association with Visa or Mastercard. Four complaints remains unanswered. Companies that advertise the availability of loans or credit cards in exchange for an advance payment are required by law, to register with the Attorney General and post a $100,000 bond. Even if registered, it is unlawful to collect payments in advance of performing services. This company has not complied with this law. To verify registration requirements contact the Attorney General by calling 916-322-3360. This company is not a lender or credit card issuer. Therefore, they cannot guarantee or approve a loan or credit card. In spite of guarantees made to the contrary, it is almost always difficult to obtain a refund. The Better Business Bureau does not endorse, recommend or disapprove of any company, product or service. Additional Phone Numbers There are no additional phone numbers for this company on file. Additional Trade names Newport Trade Center Additional Addresses There are no additional addresses for this company on file.