Reporting Delinquencies After BK

Discussion in 'Credit Talk' started by GoreyGirl, Aug 5, 2003.

  1. GoreyGirl

    GoreyGirl Well-Known Member

    Mortgage lender had previously been reporting correctly on our credit reports as "Included In BK--Foreclosure Initiated Balance $0". Now I received a notice from my credit alert that they have reported a delinquency of $1926. I wrote and asked them to remove it as this is a BK/Foreclosure matter. They added another delinquency and upped the balance to $2675. A delinquency from them has also appeared on my husband's report.

    We were never late until we stopped the payments when converting from BK 13 to BK 7 as we would be giving up the house. To me this is a double whammy and totally unnecessary.

    If anyone has had this happen or has any ideas, please post. I am going out of my mind. We worked so hard the last 2 months to raise our scores and now they do this to us.

    Thank you.

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