Hi All! I just recieved my experian report on line and it included the dates that the accounts would leave my credit file. I had a car loan in 92 and paid it off in 95. 1 30 day late. it is scheduled to fall off of my report in 2002. I also have a car loan from 95 paid off in 99 and it is scheduled to fall off in 2006. It also has a 30 day late. My question: How long do auto loans remain? 7 years from pay off? Should I dispute the lates since they are paid loans and hope that they will not bother to verify? Thanks! leamen