I have a Sears account that is due to age off my account in June 2005. It is a charge-off account that was sold to another collection agency (RMA) in Dec. of '98. Once the original Sears account ages off, does the collection agency also automatically age off, or does it stay until the end of 2005? They keep "renewing" it so that the DLA is current with the current month. If anyone knows the details on this, please let me know. Thanks.
Well, it "SHOULD" have the same DLA as the Sears account, and fall off at the same time. But reaging is RMA's MO. You are going to have to dispute/validate, etc. if you ever want it gone. Before you do that though check the SOL for your state on collection of open end accounts. RMA is pretty slimy, but from what I have read about them they fold pretty easily under threat of lawsuit. Good luck
