1. May 24, 2005 #1
   

   m_smith New Member

   I had to file a few years ago. I have a few accounts that were part of the chap7 that were discharged but are showing up as a charge off on the CR. Which way is better, showing as included with the chap7 or chargeoff?

    

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3. May 24, 2005 #2
   

   FU-TU Well-Known Member

   I don't believe it matters. A BK is a charge off to the creditor. However included in BK "sounds" better than a chargeoff.

    

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