An auto dealer(buy here /pay here) has on my credit report a $2700 charge off amount. The fact is after 3 1/2 weeks, they repossessed the car. Meaning I did not have the car not even 30 days. I have tried to get this removed from my credit report. What could I do to get this either removed or correct the reporting so that it does not appear as a charge-off??
On what basis did they repossess? Were any payments yet even due? Or did they give you a low-ball finance offer, "sell" you the car, and then repossess when you refused the inflated finance terms they tried to impose later?
I was 2 weeks behind in payments .. They came to my job and Repo'd the car. I have not heard from them since ... However, I did look under Florida law on repossessions and found they were to inform me what they sold the car for. I guess I am not sure how to approach this with the OC or CRA ..Please help
