in 2001, we voluntarily had our vehicle repossessed when we were denied on our disability coverage. that whole disaster is another story. we still ascertain that per our contract we were covered - they say no, it was single coverage and husband wasn't covered. anyhoo - got letter from attorney seeking deficiency judgment for $6600. amount of deficiency $5100. (vehicle was worth $7k, sold for $1600). they are trying to claim: $5100 deficiency $200 late charges $1300 interest Can they charge interest and late charges on a deficiency balance? And if so/not, can you direct me to that? i have searched all day, and can't find anything in either direction. btw - i'm in minnesota