I requested for validation from a collection agency for Capital One by the name of United Recovery Systems, Inc. Sent off the dispute by CRRR and got the green card back. The date on the green card was 3/5/04. Today I get a letter from the CA dated 3/12/04. "We have been attempting to contact you with regard to the above-reference account!!! Our client has asked us to negotiate with you to resolve this debt. We would like to arrange re-payment terms with you--based upon......" Well, you get the idea. Isn't this a violation for basically continuing to try to collect a debt after a request for validation?
Yep, you got an ironclad violation... But, I would keep it filed for now... Knowing the company, they will probably violate again.
Well, you were right. On March 30, 2004 I get another letter from United Recovery and once again offering to settle the account. They still have not validated the account and are still trying to collect. What should I do next? The request for validation that I made is due on Monday.
