Requesting Positive Re-Insertion

Discussion in 'Credit Talk' started by deadbeavis, Mar 13, 2003.

  1. deadbeavis

    deadbeavis Well-Known Member

    ABout 1 year ago I requested TU change a positive tradeline from 'deferred' to "Paid or Paying as Agreed". The student loan was in repayment for several years, has perfect payment history and not deferred. After 30 days, they came back advising the record was deleted. The account is still currently in repayment, with about 1,000 of 10,000 left. If I ask to reinsert this record, will the following occur:

    1. Increase the FICO score?
    2. INclude all previous historical data from the time it was deleted up to current?
    3. Risk having 'other' positive accounts on my CR reviwed by the CRA or 'unknowns' for requesting this inquiry?
     

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