Hello all, my question is relating to chargeoffs 1. What are the requirements for an account to be reported as a chargeoff? I read on Why Chat's site the following http://www.fdic.gov/regulations/laws/rules/5000-1000.html. World Financial Bank won't budge on two charged off accounts. one charged off7/92 but was paid infull 9/98 and not reported to CRA until 9/98 Another charged of 9/7/98, was paid infull 9/29/98, and reported tothe cra as charged off 10/98. Anyone have any ideas on how to settel this