I reserved 4 rooms on my AT&T CC over 3 months ago and the Hotel charged me for one night for each room to hold them....the reservation is for Aug 29th -Sept 1st of 2003. Now the problem....I had to file for Chapter 7 on April 14, 2003 and this creditor was listed with my unsecured debts. Can AT&T cancel my reservations since I filed bankruptcy? The card was charged the day I made the reservations. I would hate to show up on Labor Day weekend and the Hotel informs me that my reservations were cancelled. What do yall think? Thanks alot
I don't think they would cancel your reservation UNLESS they did what I had happen to me a few months back. We reserved a room on a credit card which we closed out later on. The hotel ran our credit card thru the night BEFORE our stay to verify it was still valid. DO NOT ask me why cause I planned on paying with cash but they did it. When it came back "declined" they cancelled our reservation and never called us to get an explanation! So, we show up and they tell us they cancelled our reservation cause our card was declined. Well, it didn't decline when we made the reservation cause it was open at that time. So, luckily we were able to get a room for the same price and everything worked out but it made me mad when they just automatically cancelled our reservation without notifying us first and asking for another credit card, etc...afterall the reservation was only to hold the room and we didn't pay til we showed up. So, if your credit card is no good then it may be cancelled. Just depends upon the hotel. I would call them and ask them and find out if there is some other way to hold the reservation if your card isn't any good anymore. Maybe since you've already paid for one night it won't matter and you can walk in there and pay the balance in cash. Just don't stay at Comfort Inn cause that is the one who messed up our reservation!
You made a reservation and prepaid 4 rooms with a card that is included in bankruptcy? I guess it depends if ATT does chargebacks on the merchant accounts...
If the charge already appeared on your statement, you have nothing to worry about. The hotel has received their money, and ATT can't go and get it back at this point. There's no difference between a hotel stay and a purchase at Sears. Once the merchant has received a legitimate authorization, and there's no fraud involved, ATT isn't going to try to get the money back.
