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Discussion in 'Credit Talk' started by Dani, Aug 2, 2001.
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I HAVE A CASH BACK OF $400+
I WROTE TWICE asking for a $7,000 increase...after 5 years of NONE...
They keep writing for me to call 1-800-DISCOVER...
I WON'T CALL...(if they put their questions in writing...I will have a "paper trail")...
MY DATE WAS 07/27/2001...
Due to delayed charges...maybe $300 max will be on the FINAL BILL FOR AUGUST...
I'M HOLDING OUT FOR $7,000...$1,500 AFTER 5 YEARS IS A JOKE!!!
To answer you question about PFB...
CITIBANK...48 HOURS...1 EXTRA INQUIRY FOR MY TIME AND STILL DENIED...
AMERICAN EXPRESS...48 HOURS...SAID APPLY AGAIN...
Thanks, George. I didn't think they would respond to my questions I had just hoped they had responded to someone else's. I bet Discover loves printing out your check each year For the amount of money you're spending with them they should give you unlimited credit.
F.Y.I. if I paid interest, it would be almost 16%...new people get 14.99%
If I did a balance transfer I would get 9.90% for as many as 3 months...WOW!!!
New people get 1.90-2.90% for 5-6 months!!!
I would NOT "MAX IT OUT" but if they don't give me what I want...I can WALK...
I told them I'm NOT asking for $750,000!!!
If nothing else...it will help my F.I.C.O. (I PAID IN FULL EVERY MONTH...BUT SINCE THEY REPORT BILLING AMOUNT...IT LOOKS LIKE I NEVER PAY IT OFF)...
How did you get over $400 in cashback?
That's like over 40k in 1 year of charges.
What do you charge? Mortgage, car payments?
By the way, I started in 1987 with 1k limit,
now it's 11,000, sometimes i carry a balance,
for a few months, but have never requested any
Same with Private Issue, started in 1991 with 5k
now 11k also.
What's really amizing is that you did it with a $1,500
I charge EVERYTHING I can, ANYWHERE I CAN,and pay in full...
I had direct bill AT&T @ HOME, AOL, DIRECTV, MCI, VOICESTREAM, CHARGE BY PHONE OR MAIL WHEN AVAILABLE ON ANY BILL.
WIFE & I BOTH BUY STUFF FOR WORK 100% REIMBURSED.
ANYTHING AND EVERYTHING!!!!!
TO CLARIFY... HAD $13,000...WANTED $20,000...GOT $14,500...
FRIENDS REFUSE OR CAN'T USE CREDIT CARDS...you use your DISCOVERCARD...they pay you in cash...you "BANK IT" until you need it to pay in full...
Somebody at work wants to buy a car...they have the cash...give it to you...use your DISCOVERCARD...$$$...
ANY TIME YOU CAN...