I demanded that NCO validate an Amex account they were trying to collect - and today I received 6 months worth of statements from them, not showing the balance from the beginning. I sent the DV letter I found here that had the second page for them to complete and send back to me - which they didn't. What would be best to send them now? Anyone have a letter for "poor validation"? Also, it took about 39 days for me to receive it. Thanks!
You never received validation. I would send estoppel letter giving them 15 days to produce the true validation.
Does anyone have a copy of one? It's not on the Creditnet Letters page, and the search function seems to be down. Thanks.
Re: Re: Response to CA's Validation? Would the Estoppel By Silence apply here, since techincally they were not silent and did not ingnore my demand, but failed to provide what I specifically demanded?
Re: Re: Response to CA's Validation? ******but failed to provide what I specifically demanded? kenwjones ***************Exactly this is where they were silent.|
Re: Re: Response to CA's Validation? Excellent. Should I add anything more to the estoppel, such as "You must furnish full accounting for this debt, and your authority to collect it..."?
Re: Re: Re: Response to CA's Validation? Basicaly this is already covered in the estoppel. One of the reasons I say don't change it. Adding to it would be changing it.
