I tried disputing some inquiry on the report, in exchange they only send a new report and brief explanation of the law that allows them to give to credit grantors credit info , and others buinesses w/ permississible purpose...my next step is writing letter to those ppl that got the report w/o my autho. I still dont understand what kind of info they release to creditor when is "hard Inqu" & soft Inq..Is seems to me that they should give my info to anyone in ANYWAY.. What about double inQ? we got a mortage last year, and the bank run our credit 3 X on diffrent days...is this normal?