Hi all, just thought I'd share an update of the results that I've experienced with Junum as well as disputing on my own. Here's what my credit situation looked like 12-2000: Equifax 5 collection accounts 15 other negative accounts 21 positive/neutral accounts TransUnion 4 collection accounts 15 other negative accounts 16 positive/neutral accounts Experian 7 collection accounts 20 other negative accounts 16 positive/neutral accounts Fast forward to 7-2001: Equifax 0 collection accounts 5 other negative accounts 37 positive/neutral accounts TransUnion 3 collection accounts 3 other negative accounts 27 positive/neutral accounts Experian 1 collection account 6 other negative accounts 25 positive/neutral account From Junum's website -adjusted/removed approximately 38 items Experian: WFNNB/ABERCROMBIE & FITC WFNNB/STRUCTURE Student Loan Mkt Assn Student Loan Mkt Assn Student Loan Mkt Assn Student Loan Mkt Assn Student Loan Mkt Assn Student Loan Mkt Assn Student Loan Mkt Assn Student Loan Mkt Assn Associates national Bank NOVUS/DBA Discover Card Servi GE CARD CO Equifax: anderson financial commerce bank n.a. dillards texaco usa certified collections medicredit corp compass receivable mgmt co DISCOVER FINANACIAL WARDS/MWCC Trans Union: m ward/mwcc discover fin COMMBK KASAS SLMA/LSC SLMA/LSC DISCOVER FIN berlin-wheel JCPâ??-MCCBG AFS Assignee of Texaco Oil SLMA/LSC SLMA/LSC SLMA/LSC SLMA / LSCK WFnnb/Strctr WFNNB/ABRCRM TEXACO Current Scores: TransUnion 602 Experian via CreditExpert 602 Equifax via ScorePower 588 Note: report most often pulled for me seems to be TransUnion.
Looks like Junum worked out rather nicely for you. How many rounds did that take. Junum, works well for some and not for others. Worth the initial risk in my opinion. If you dont want to be bothered nor have the time to handle it on your own. Mike G.
5-6 rounds (I think). It's hard to tell from the website. I should add up how much $$ it has cost me and then report that as well.