I disputed 3 items on Experian last week (all 3 from same company) as "Not Mine". I looked at Credit Expert today and one of them was verified with no changes but my score went up by 2 points??? I could not find any other changes on the report. Now from what I understand they should give me the address of the source that verified the account? Is this the address that I send the validation letter to? Also, what information do they have to provide to me? Can I ask for the full account history, charges, payments, etc? Tbird A no smoking section in a restaurant is like a no peeing section in a swimming pool. TU = 513 EX = 584 +2 EQ = ???
Hi T-Bird. You mentioned that you disputed as "not mine". If the account is actually yours, I recommend re-disputing in a month or so as "never late" at EXP before you decide to take it up uu/the creditor. Sometimes it takes several rounds, particularly uu/ EXP. Good luck.
