I had read on a chart that Roni sent me, Thanks Roni, that having a major cc and ONE retail card does help score, I am just curious are some retail cards considered better than others to carry, for example is Sears a better retail card to carry compared to JCpenny's or target's etc. I am trying to decide which retail card to keep and I am dumping the rest. thanks
RE: Retail cards, do some have Hi Mom- I've been working hard. Glad its Fri! Spiegel reports my $1400 limit every month to all bureaus, sears does, target, mervyns. BY the way - dial the number on the back of your target card, press credit limit increase and up you'll go - $100 a pop. About every 3 months. Mervyns in CA also uses the exact same number and I popped a $100 ever few months there too. You know whats kewl? I got the Mervyns Card 1 yr B4 the Chap 13 in 96. I have never ever in over 5 yrs charged to the account. My credit reports show 60 months of 1s - and the limit. One of those lucky "positive" accounts. FYI - I pushed the button for a replacement card, and Mervyns sent it within a day or two. YUP the account is active. AMEX reporting is the greatest help. CYA Dog
RE: Retail cards, do some have Thanks Dog, i have done that with target, hit a button and get 100.00. I think I may keep sears, one of my oldest and get rid of target,and penney's. i need to cut these accounts down some, so some retail must go! Nice to hear from you Dog Mom
