Retail Cards

Discussion in 'Credit Talk' started by jean1221, May 5, 2001.

  1. jean1221

    jean1221 Well-Known Member

    I have had a Capital One card about a month now, no other credit at all. What is an easy retail card to get? Anyone had any luck with such limited credit?
  2. roni

    roni Well-Known Member

    retail cards are pretty easy to get as long as you dont have any negative credit and your score is decent. You didnt mention any negatives so I would assume you have just limited credit with the capital one card.

    I would suggest Macy's. Online application is available and they are pretty fair. I got Victoria Secret and Target and speigel, so I can suggest those also.

  3. heyryan

    heyryan Member

    I just got a JCPenney card with a $300 limit. I have some negatives from a couple years back, but also several current positives.

    Apply in the store, get instant approval, and then you get 10% off that day, and another 10% off your first purchase when your card comes.

    Good luck!
    :) ryan

    ps-- quick tip: don't go overboard on retail cards. 1 or 2 will give you the best score down the road :9

  4. Kelly

    Kelly Well-Known Member

    I recommend JCPenney's too. That was my first credit card.

  5. Ron

    Ron Well-Known Member

    JCPenney was the first credit card that I got three years ago when I had four charge-off accounts on my credit reports. They approved me $300 and I got increased from time to time. Now I get $4000 credit limit. They pulled credit from Equifax. I think they will give you a chance even you have no credit or bad credit.

  6. CardKid

    CardKid Well-Known Member

    Try Target! You can apply online and use the card before it arrives in the mail. Try this link: and click on Apply Online. I hope this helps.


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