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Discussion in 'Credit Talk' started by jean1221, May 5, 2001.
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retail cards are pretty easy to get as long as you dont have any negative credit and your score is decent. You didnt mention any negatives so I would assume you have just limited credit with the capital one card.
I would suggest Macy's. Online application is available and they are pretty fair. I got Victoria Secret and Target and speigel, so I can suggest those also.
I just got a JCPenney card with a $300 limit. I have some negatives from a couple years back, but also several current positives.
Apply in the store, get instant approval, and then you get 10% off that day, and another 10% off your first purchase when your card comes.
ps-- quick tip: don't go overboard on retail cards. 1 or 2 will give you the best score down the road :9
I recommend JCPenney's too. That was my first credit card.
JCPenney was the first credit card that I got three years ago when I had four charge-off accounts on my credit reports. They approved me $300 and I got increased from time to time. Now I get $4000 credit limit. They pulled credit from Equifax. I think they will give you a chance even you have no credit or bad credit.
Try Target! You can apply online and use the card before it arrives in the mail. Try this link: http://target.com/ic/ and click on Apply Online. I hope this helps.