After MANY MANY letters to Retailers about reporting my account 13x 60 days past due, I FINALLY see some results. I got my Experian report today (in case you used Eloan and it's showing up as a hard inquiry, you can get a free Experian report...just click that you've been denied credit...worked for me). Anyhow, my Retailers account is NOW showing absolutely NO negatives. Open/Paid As Agrees. WOOOHOOOOOO! I tell you, just when I thought I was going to have to kill some folks. Homicide can't look good on a credit report! Guess now I can crack my knuckles and try to beat Equifax down for my inquiries. In the words of PSUGirl...GO ME!
