Hello all: As I'm not above admitting when I'm wrong, it appears, based on my telephone conversation with a TU representative today, that 6 accounts in dispute have been deleted, and that my credit report is CLOSER to accurate. As such, I hereby retract my statement(s) made within earlier threads, and will await the mailed results to verify that this has indeed been accomplished. (of course, I'll ALSO let you know about the impact, if any, that it had on my score (lol))... A. J.