The definitions got lost in more than 130 posts at INTRO: Creditnet Glossary, so I give you the revised list in alphabetical order. Some definitions are borrowed from the Acronym Server. ===================================================== LEGAL JARGON ===================================================== AG - Attorney General AM - Account Monitoring APR - Annual Percentage Rate AR - Account Review AU - Authorized User BDD - BackDoor Double, rapidly applying for multiple Citibank CC products with the intention of combining their CL's BF - Bottom Feeder, a species of collection agency who specializes in buying very old debts BK13, CH13 - bankruptcy, Chapter 13 BK7, CH7 - bankruptcy, Chapter 7 BT - Balance Transfer C&D - Cease and Desist CA - Collection Agency CC - Credit Card CCC - Credit Card Company CCCS - Consumer Credit Counseling Services CCRR - Consumer Credit Reporting Reform [act] of 1996 CL - Credit Limit CLI - Credit Line Increase CO - Charge Of CRA - Credit Reporting Agency CRO - Credit Repair Organization CRRR - Certified [mail] Return Reciept Requested CS - Customer Service Derog - derogatory tradeline, an item on your credit file that is negative in any way DOB - Date of Birth DOC - Date of Claim DOLA - Date Of Last Activity ECOA - Equal Credit Opportunity Act EIN - Employer Identification Number EQ - Equifax, CRA EX - Experian, CRA FCRA - Fair Credit Reporting Act FDC - Fair Debt Collection FDCPA - Fair Debt Collection Practices Act FICO - a black-box credit scoring system used to predict a borrower's future default GC - Green Card HEA - Higher Education Act ITIN - Individual Tax Identification Number LOC - Line Of Credit OC - Original Creditor PFB - planetfeedback.com PP - Permissable Purpose PS - Payment Status SCC - Small Claims Court Silent - credit accounts that do not appear on your credit history Sock Drawer - credit card purgatory SOL - Statute Of Limitation, statutorily set maximum time periods during which lawsuits can be brought to enforce rights SOP - Standard Operating Procedure Tradeline - an entry in your credit history TU - Transunion, CRA UDF - Universal Data Form, a form that the subscribers (collectors, creditors, etc.) send to the CRAs to update/delete tradelines VOD - Validation Of Debts ===================================================== NET JARGON ===================================================== AFT - About F**king Time BTW - By The Way IMHO - In My Humble Opinion LOL - Laughing Out Loud ROFLMAO - Rolling On The Floor Laughing My A$$ Off ROTFLOL - Rolling On The Floor Laughing Out Loud WTF - What The F**k ===================================================== Lets keep it clean and post here only glossary definitions. If you have comments, please open a new thread or send me email and I will respond.
REVISED: Creditnet Glossary [70] ===================================== LEGAL JARGON ===================================== DL - Driver's License FCPA - Fair Credit Billing Act ITS - Intent To Sue [letter] PRM - Promotional Inquiry VD - Validation Debt ===================================== NET JARGON ===================================== FOTFL - Falls On The Floor Laughing HTH - Hope That Helps IOW - In Other Words NLT - Not Later Than PITA - Pain In the A$$
Re: REVISED: Creditnet Glossary [70] ===================================== LEGAL JARGON ===================================== FCBA - Fair Credit Billing Act Thanks, Butch ...
Re: REVISED: Creditnet Glossary [70] BIL Brother inlaw FIL Father inlaw MIL Mother inlaw SIL Sister inlaw
REVISED: Creditnet Glossary [78] ===================================== LEGAL JARGON ===================================== Bumpage - Removing your inquiries one at a time using the "amass so many they get bumped off" technique DF - Data Furnisher FICO - see this TILA - Truth-In-Lending Act
