Since the definitions got lost in more than 130 posts at INTRO: Creditnet Glossary this is the revised list in alphabetical order. ===================================== LEGAL JARGON ===================================== AG - Attorney General APR - Annual Percentage Rate AU - Authorized User BDD - BackDoor Double, rapidly applying for multiple Citibank CC products with the intention of combining their CL's BF - Bottom Feeder, a species of collection agency who specializes in buying very old debts BK13, CH13 - bankruptcy, Chapter 13 BK7, CH7 - bankruptcy, Chapter 7 BT - Balance Transfer CA - Collection Agency CC - Credit Card CCC - Credit Card Company CCCS - Consumer Credit Counseling Services CCRR - Consumer Credit Reporting Reform [act] of 1996 CL - Credit Limit CLI - Credit Line Increase CO - Charge Of CRA - Credit Reporting Agency CRRR - Certified [mail] Return Reciept Requested DOLA - Date Of Last Activity Derog - derogatory tradeline, an item on your credit file that is negative in any way ECOA - Equal Credit Opportunity Act EIN - Employer Identification Number EQ - Equifax, CRA EX - Experian, CRA FCRA - Fair Credit Reporting Act FDCPA - Fair Debt Collection Practices Act FDC - Fair Debt Collection FICO - a black-box credit scoring system used to predict a borrower's future default FTC - Federal Trade Commission GC - Green Card HEA - Higher Education Act ITIN - Individual Tax Identification Number LOC - Line Of Credit OC - Original Creditor PFB - planetfeedback.com SCC - Small Claims Court SOL - Statute Of Limitation, statutorily set maximum time periods during which lawsuits can be brought to enforce rights SOP - Standard Operating Procedure Silent - credit accounts that do not appear on your credit history Sock Drawer - credit card purgatory TU - Transunion, CRA Tradeline - an entry in your credit history UDF - Universal Data Form, a form that the subscribers (collectors, creditors, etc.) send to the CRAs to update/delete tradelines ===================================== NET JARGON ===================================== AFT - About F**king Time BTW - By The Way IMHO - In My Humble Opinion LOL - Laughing Out Loud ROFLMAO - Rolling On The Floor Laughing My A$$ Off ROTFLOL - Rolling On The Floor Laughing Out Loud WTF - What The F**k ===================================== More definitions - use the Acronym Server.
===================================== LEGAL JARGON ===================================== C&D - Cease and Desist CRO - Credit Repair Organization DOB - Date of Birth DOC - Date of Claim FDC - Fair Debt Collection PS - Payment Status
