The definitions got lost in more than 130 posts at INTRO: Creditnet Glossary, so here is the revised list in alphabetical order. Some definitions are borrowed from the Acronym Server. =========== LEGAL JARGON =========== - A - AG - Attorney General AM - Account Monitoring APR - Annual Percentage Rate AR - Account Review AU - Authorized User - B - BDD - BackDoor Double, rapidly applying for multiple CC products with the intention of combining their CL's BF - Bottom Feeder, a species of collection agency who specializes in buying very old debts BIL - Brother In Law BK13, CH13 - bankruptcy, Chapter 13 BK7, CH7 - bankruptcy, Chapter 7 BT - Balance Transfer Bumpage - removing your inquiries one at a time from your report using the "amass so many they get bumped off" technique - C - C&D - Cease & Desist [letter] CA - Collection Agency CC - Credit Card CCC - Credit Card Company CCCS - Consumer Credit Counseling Services CCRR - Consumer Credit Reporting Reform [act] of 1996 CL - Credit Limit CLI - Credit Line Increase CO - Charge Of CRA - Credit Reporting Agency CRO - Credit Repair Organization CRRR - Certified [mail] Return Reciept Requested CS - Customer Service - D - DF - Data Furnisher Derog - derogatory tradeline, an item on your credit file that is negative in any way DL - Driver's License DOB - Date Of Birth DOC - Date Of Claim DOLA - Date Of Last Activity DV - Debt Validation [letter] - E - ECOA - Equal Credit Opportunity Act EIN - Employer Identification Number EQ - Equifax, CRA EX - Experian, CRA - F - FCBA - Fair Credit Billing Act FCRA - Fair Credit Reporting Act FDC - Fair Debt Collection FDCPA - Fair Debt Collection Practices Act FICO - credit score system [more] FIL - Father In Law FTC - Federal Trade Commision - G - GC - Green Card - H - HEA - Higher Education Act - I - ITIN - Individual Tax Identification Number ITS - Intent To Sue [letter] - L - LOC - Line Of Credit LP - Late Payment - M - MIL - Mother In Law - O - OC - Original Creditor - P - PFB - PlanetFeedBack.com PP - Permissible Purpose PRM - Promotional [inquiry] PS - Payment Status - S - SCC - Small Claims Court SIL - Sister In Law Silent - credit accounts that do not appear on your credit history Sock Drawer - credit card purgatory SOL - Statute Of Limitation SOP - Standard Operating Procedure - T - TILA - Truth-In-Lending Act TL - TradeLine, an entry in your credit history TU - TransUnion, CRA - U - UDF - Universal Data Form - V - VD - Validation Debt VOD - Validation Of Debts =========== NET JARGON =========== AFT - About F**king Time BTW - By The Way FOTFL - Falls On The Floor Laughing HTH - Hope That Helps IMHO - In My Humble Opinion IMO - In My Opinion IOW - In Other Words LOL - Laughing Out Loud NLT - Not Later Than PITA - Pain In the A$$ ROFLMAO - Rolling On The Floor Laughing My A$$ Off ROTFLOL - Rolling On The Floor Laughing Out Loud WTG - Way To Go WTF - What The F**k *** Lets keep it clean and post here only glossary definitions. If you have comments, please open a new thread or send me email and I will respond.
=========== LEGAL JARGON =========== CCB - Credit Card Bumpage © vghost CHOD - Creditnet Holiday Onslaught of Disputes CLD - Credit Line Decrease DLA - Date of Last Activity EOB - Explanation Of Benefits Estoppel - read this FOI - Furnishers Of Information IIB - Inquiries on Included in Bankruptcy accounts NSF - Non Sufficient Funds PG - PrivacyGuard.com WK - WorthKnowing.com =========== NET JARGON =========== KMA - Keep Me Advised, Kiss My A$$ OMG - Oh My God *** Lets keep it clean and post here only glossary definitions. If you have comments, please open a new thread or send me email and I will respond.
