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Discussion in 'Credit Talk' started by hope, Feb 2, 2001.
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I don't know about just swapping every month. I do know that taking advantage of the "teaser rates" and keeping a balance from anywhere between 3-12 months has helped me and everyone else that has participated in the CreditWorks program.
I have built my credit to $140,000 by exercising my credit. Use it, don't abuse it.