I went over my reports again, I had purchased Furniture from Helig Meyers and had installment payments, I paid this off this past April never late, it still appears to be open with no balance, could this hurt my score> It states on the report it is revolving.
That is the kind of things I was talking about Mom. I think that you have some accounts which are not reflecting your true payment history and thus hurting your score. That account should be marked closed with zero balance. Are there others.
HMeyers just filed chapter 11 and if you had the card from conseco the card will be cancelled as HM had a breach of contract with them for the BK. If it was one of HM plans then you might want to cancel it yourself and have it stated closed at consumer request.
Hmmm interesting, no my account wasn't with conseco. I called them and it is closed, just equifax is reporting it open, I called today and disputed and HM will verify
