Despite my PERFECT payment record with Nextcard and all my other accounts, Nextcard just raised my rate from 9.9 to 12.9 and 24.7 on cash without notifying me. Their customer service department refused to tell me why and were VERY rude. I am going to pay my balance and never use them again, though keep my account open so they LOSE MONEY on me. BEWARE!! They sucker you in with a low rate and then jack it up for no reason!!!
Are you sure that they didn't notify you?? As NextCard has recently raised rates on almost all of its accounts they notified all the people affected by this (inclusive me). Sometime at the end of June I've got the notification that they are going to rise the APR on Aug.15.... Perhaps you didn't check your mail carefully....... I'm still going to keep the card because: 1) 12.99% APR is still lower than most of the other cards you'll find offer 2) the NextCard Rewards program is also better than most of the rewards programs you find on the market
MY WIFE WHO HAS F.I.C.O. 725-741 GOT A SUB-PRIME RATE OF 18.99%...EFFECTIVE 08/15/2001... THE BILL WAS PAID IN FULL BY 08/15/2001...BUT THEY JACKED IT UP EARLY SO THE COULD GET THE 18.99% ON THE ENTIRE AVERAGE DAILY BALANCE!!! I E-MAILED THEM SAYING SOMETHING LIKE "YOU JACKED MY INTEREST RATE TOO EARLY...IT WAS PAID IN FULL BY THE 08/15/2001 DATE...IF YOU MUST CHARGE INTEREST, IT MUST BE @ 9.99%" YOU RIPPED ME OFF!!! ****DO YOU NEED ME TO SEND YOU THE MATH???****
I (SHE) WON'T CLOSE THE ACCOUNT...IT IS SUPPOSED TO HELP YOUR DEBT TO CREDIT LIMIT RATIO FOR F.I.C.O. ALSO IF YOU CLOSE THE ACCOUNT BEFORE YOU PAY IT OFF...THE INTEREST RATE GETS "JACKED" 1.00% OR MORE!!!
George they must make up there own little thing here because my score is 673 and my intrest rate is 15.99 Vaiable..The teaser was 6.99% for 3 months..I just love the way they rob people!
THE "ADVERTISED PRICE" IS 9.99%!!!!!!!!!!!! I HAVE NEVER SEEN 9.99% 3 MONTHS WITH A "GO-TO" 18.99%!!! I ALSO FORGOT THEY RIPPED HER OFF FOR $50.00 PER BT!!!!!!!!!
I (she) asked if they really knew that they gave a "SUB-PRIME" rate to a "PRIME" customer, they chose to NOT answer that e-mail. (HER) F.I.C.O. 725-741...
NOT THAT NEXT CARD WILL READ IT...BUT OTHERS CAN READ ABOUT YOUR PROBLEMS... http://WWW.PLANETFEEDBACK.COM/homepage/0,2585,,00.html
