I went to their website. I noticed they're gobbling up collection agencies. They purchased Equifax Risk Management Services, and National Revenue Corporation. Well, I have 2 old accounts. One with each of the collection agencies. One is past the sol and another isn't. One account was in collections 1998. Keeping in mind the sol in PA is 4 years, I am a little nervous. I have spent several years working on my credit reports. In 3 years I have gone from 472 beacon to 655. I am almost out of sub-prime hell. Here is my problem, do I write equifax and demand removal of the inquiry? Do I write Risk Management Alternatives to demand they remove the inquiry, to have another collection account show up out of nowhere? Either way one account was from 1995 (which the sol in PA has expired) and one from 1998 (sol would be 2002). I highly doubt after all this time they would be able to validate the account. We all know how collection companies are with paperwork ect. Maybe I am concerned for nothing. The inquiry has me a little jumpy. any and all suggestion/help is appreciated! fyi check out www.rmainc.net very interesting information.