RJM Acquisitions LLC

Have you disputed it as not yours with Experian? If not, you might want to go ahead and try that first. You can dispute online at www.experian.com.

 

dang!!!! you too...I looked at my report this morning and I have a tradeline on my experian report to that I don;t think is mine. I am trying to look up a number for them now.

 

woke up this morning to them on my report also! what is going on?

already disputed as not mine, validation letter going out TODAY!

 

Another one here....78 point dip today!!!!
I am sending out a validation tomorrow and disputing it after they get the request!! I heard Fingerhut was trying to get some quick cash!

G

 

You would send the validation request to the collection agency. In this case it would be RJM Aquisitions LLC. However, based on your post it appears that they hadn't contacted you as yet and you were shocked to find this listing on your CR. Thats why I suggested disputing it with EX.

I don't see any harm in sending a validation request to RJM. Good luck.

 

They semi- validated mine. had what i bought and dates, it was only 606 and i settled for 303.00.

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Anyone have a phone number for these freaks at RJM???

 

800-886-0026

 

I called them and basically told them the account was not mine. They had some info as to what was purchased. I told them that the account was not mine. It was back from '96 so I guess it was a last ditch effort to collect $from a Fingerhut account. But anyway, I was placed on hold for several times and they said that a supervisor will sign off on a letter today telling the bureaus it is a closed account. I also asked them to fax me a copy, they said I should receive it today or tomorrow.

So that is good news for me. I needed that deletion.

 

The same thing happened with my GF this weekend, but her account was re-aged 8+ years. Good luck with the validation letters. From my experience with them they just ignore the letters. To make a long story short, I sent all my validation attempts to Experian after several disputes covering 3 1/2 months. In turn, they forwarded the letters to RJM who finally decided to respond. I got the same half-ass validation with a list purchases, etc. If anyone is from Texas, you have one thing on your side. RJM Acquisitions are not bonded in the state of Texas!

 

Jim got hit with these a**holes today and he said he has never ordered a single thing from fingerhut. Also since it is only suppose to report till 1/2004 it is from Jan 1997 so this is so old. I am so ticked because we are trying to buy a house and this crap shows up when it has never ever been on his report otherwise he would have bankruptcied it with the other stuff in Jan 2000. His score dropped 38 pts because of this and below 600 There goes our mortgage shopping and FHA/and or VA I did disputed immediately on Credit Expert but it probably will come back verified since they just put it on there.
How can they get away with this? He was never informed of this account or money owed(97 dollars) I thought they had to notify you and give you 30 days to dispute the debt before reporting it to the credit bureaus? Am I wrong?

 

CAll them up....tell them it is not yours. They sent me a deletion letter yesterday for mine. The # is listed someone in this thread.

 

We just called them and they couldn't find him in their system, then they found something from a PO Box and an order from a Jim, my hubby goes by James in any sort of application, ordering items and such, never JIM. He has never lived at a PO Box and never ordered anything by mail except golf clubs and they are definitely not fingerhut, lol. and definitely not 97 bucks, lets try 1200 bucks, lol. My husband is a great golfer. Anyway, they said they would delete it but it could take up to 45 days, I already disputed it with experian today so it should come off sooner. WE had them fax us something in writing but she wanted to mail it to us but took our fax number too. I hope we get this taken care of. It is bad enough when are are trying to get off crap that really is yours but worse when you are trying to get stuff off that is definitely not yours.
OH and she was a b*tch, lol, she said to my hubby, I can hear your wife in the background, why don't I talk to her, really snooty. I am like, you can't talk to me about an account that isn't mine

 

outstanding!!! hold on to that documentation. They faxed mine to me...I would imagine I will get a letter soon in the mail also.

 

78 point drop for my husband!!!!! Sickening!!

G