For those of you that have a listing with RJM/Axys National bank. RJM is a corporations listed and rgistered by Donald Laufer of the Law firm of Faust,Rabbach & Oppenhiem of NYC. You can look up the corporation under www.pac-info.com and click on new york and then corporations. then type in RJM. The law firms number is (212) 311-2493 or (212) 751-7700. So lets bombard him with validation requests. Hpe this helps.