8/24/09 my wife received a collection letter from RJM ACQUISITIONS, it was addressed to our address and had a name slightly similar to hers and listed a S.S. # and a previous address neither of which are hers. I have read nothing good about RJM ACQUISITIONS and am curious about how to deal with them, I should have marked it "Not at this address" but it's too late for that now. I have drafted a letter stating that we never had a checking account with the bank listed (which we haven't), had never even visited the state listed as our previous address(which we haven't)let alone lived there, is not the person referenced, and is not her S.S. #, and that Statute of limitations had expired. I am just curious as to how I should handle this, should I dispute it on these grounds, or include the letter without the dispute, or simply mark it "Not at this address" and return it to them in their prepaid envelope?
I'd mark it: Return to sender. Addressee is not at this address. If it's not addressed to you, you shouldn't open it and you should return it to the sender.
Too late for that, we opened it before realizing it. Should I put it in the postage paid return envelope with the sheet marked "addressee is not at this address"?
