I have to deal with them and would like to know the outcome and how to best deal with RMA. Any suggestions??
Sorry I haven't responded! I didn't even notice that this thread had been resurrected. RMA sent me a letter and I am looking for it now. Will post it in a few minutes.
This is the letter I received from RMA. ----------------------------------------- Renia M. Billingsley Consumer Response Analyst September 17, 2002 Ms. so & so hicktown, Oh Re: Sears RMA Acct.# Dear Ms. so & so: This is in further reference to your complaint letter of recent date. It is the policy of Risk Management Alternatives, Inc. (RMA) to conduct all transcations in a professional, legal and ethical manner. We take complaints very seriously. I have reviewed your complaint with the business office that handled this account. This account has been settled in full. RMA has sent an update to the credit-reporting agency to have all records pertaining to the above account deleted. Please note that the credit-reporting agency may take up to sixty days to update their records. Therefore, you should keep this letter for your records. If I may be of further assistance, please call. Sincerely, (Ms.) Renia M. Billingsley ------------------------------------ As you can see, she didn't mention my intent to sue or monetary settlement. Should I be an absolute bitch and fill out a small claims court form and fax it to her? (hehehe)
Re: Re: RMA has 1.25 hrs to answer (long) It would be both! RMA is constantly stepping all over people's rights. They deserve to get hit where it counts for them (their money).
Re: Re: Re: RMA has 1.25 hrs to answer (long) Does anyone know if the time limit for suing is the date of occurance or the date of discovery?
Re: Re: Re: Re: RMA has 1.25 hrs to answer (long) Sirrowan, I received the same letter from but it was from Westmoreland regarding the RMA issue. I did not list any monetary settlement in my last communication to them, just that I would be exercising my rights if they failed to response for the 3rd time. I am dealing with Midland now. They have until Monday to delete their tradeline off my report and send me settlement check for $2K for their violations. I sent my letter to their Sr. VP and General Counsel representative.
