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RMA Validation No Response - Next?

Discussion in 'Credit Talk' started by tcc1013, Feb 28, 2003.

  1. Feb 28, 2003 #1
    tcc1013

    tcc1013 Member

    I sent a validation letter to RMA 30 days ago. They did reply, but did take the TL off of my husband's Equifax report. Is this settled? Or should I send an estoppel letter for precaution?
     
  3. Feb 28, 2003 #2
    jlynn

    jlynn Well-Known Member

    What was their reply?
     
  4. Feb 28, 2003 #3
    tcc1013

    tcc1013 Member

    Oh Rats!!! That was a typo! They did NOT reply. Sorry.
     
  5. Feb 28, 2003 #4
    shortt23

    shortt23 Well-Known Member

    With all the trouble RMA causes, don't you'll think we should make a united attack? Everyone sue their behinds at one time. I'm more than sure they're not going to show up at all the court cases. I think they reage every account they get and ignore any correspondence. I sent a validation letter to Sears and then got a collection letter from RMA. But no response from Sears. I'm scared as hell to go to court. But if we all do it at the same time, some of us are bound to win. Let's do a modified version of CHOD on their butts.
     
  6. Feb 28, 2003 #5
    LRM216

    LRM216 Well-Known Member

    I agree wholeheartedly, but only if we can throw in some suits re NCO too!
     
  7. Feb 28, 2003 #6
    tcc1013

    tcc1013 Member

    Sears and RMA both re-aged this TL. They both need to be sued in a class action suit.
     
  8. Feb 28, 2003 #7
    lbrown59

    lbrown59 Well-Known Member

    send the 30 day estoppel.
    Still no response in 15 days file suit
     
  9. Feb 28, 2003 #8
    lbrown59

    lbrown59 Well-Known Member

    If you're not doing anything to cost them money They're not going to do anything.

    To get results you have to speak their language.
    Their language is the pocket book
     
  10. Feb 28, 2003 #9
    helpwanted

    helpwanted Well-Known Member

    Re: Re: RMA Validation No Response - Next?

    No, do NOT send the estoppel. Send a FAX! to these numbers:

    Mr. Robert Crowe Manager, Consumer Assistance
    678-417-8598
    770-300-7615
    770-232-2490

    Let them know that they have committed multiple violations of the FDCPA and that they are to remove the erroneous tradeline within 5 days or you will be filing suit!

    Put a personal touch on it! I promise you they have seen these letters from this site! :)
     
  11. Feb 28, 2003 #10
    helpwanted

    helpwanted Well-Known Member

    Re: Re: RMA Validation No Response - Next?

    If you send the 30 day estoppel, WHY would they respond? hmmmmm, have you tried it?
     
  12. Feb 28, 2003 #11
    lbrown59

    lbrown59 Well-Known Member

    Re: Re: Re: RMA Validation No Response - Next?

    1*I'm not looking for responses-I.m looking for violations.
    2*I have ProCollect on 6 collection violations
    and thet're only collecting $75.

    OSI tried to collect $15 Prior to Validating.

    Don't seem like it's hurt me any.
     

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