Today, I called and requested an increase without a hard inquiry. The rep informed me that my limit is acctually $1,200 as I received a$600 increase a year ago without being aware of it. Today the rep increased me to $1,800 without a hard inquiry. He said that if I needed more the hard inquiry would be necessary. He also reminded me that I have a 2nd account with them for large furniture type purchases and let me know that should I choose to use the account a credit increase could be obtained immediately. This was excellent customer service. BTW, I used the $600 account every month from Nov. 98 to Feb '01 to rebuild credit. Some months I just paid $5 on the account. In March and April, I let the account rest. I made a purchase yesterday in preparation for todays credit limit increase. Macy's is next for a credit limit increase request.