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Discussion in 'Credit Talk' started by S.D., Dec 12, 2000.
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Any advice? That 23.99% is just irritating the you know what out of me. It's like I can't rest until I get a better rate, a grace period, and no annual fee. I understand that this takes time, especially since this is my first true credit card, but this board has encouraged me to be persistent...
If your card is maxed out they may not do it.I have a $1000.00 limit but I keep my balance under$ 200.00 the first rep i spoke to told me that I had to wait three months before they would even look at my account.I called again 30 minutes later ,and told a diferent rep I couldnt afford to use my card because the apr was too high.and she offered me a 19.8. I did not mention canceling the card. Call anyway its worth a try.
I guess it doesn't hurt to try. Did you immediately ask for retention or did you just talk to regular reps?
RE: thanks, rolo!
the second time I called i did.
If they say no try again in a couple of days. theire was a lady on this board that called numerous times before she got anything done.