I could not get my reply to work on my previous MBNA question. I wanted to know what rate did you get and how long did it take for them to respond. I did mine by mail. I live in Texas and creditors usually pull Equifax. Experian is good for me too. Who did they pull for you and where do you live? Most of my accounts are closed and I was looking for a way to consolidate my cap 1 cards. Most of the others I moved to Citi. Thanks
bgolden, I don't have consolidation loan from MBNA . I have Apple LOC (Gold Option Loan Account) with MBNA and the rate is 12.99% fixed. I live in San Antonio and they pull Apple LOC from Experian and credit cards from TU. I heard that it is hard to get the rate of 9.9% fixed and you got to have long.perfect credit history. Ron.
