If you don't mind how many cards do you have and how many applications do you fill out a week. ps my wife got a disney application in the mail 6 months 0 then fixed 7.9 have you seen that yet?
willgator, I have more than 24 cards that I accumlated last five years. I didn't appy for the card every week and I have less than 5 inquiries in all three credit reports. I think your wife got an good offter from Bank One and it is the best rate that they can give to your wife.That's the rate for my Yahoo! Visa and Smart Visa. You usually get better offers from mail solications. Ron.
thanks ron I was wondering if 13 was to many I guess not what are your scores mine are low to middle 700s will they lower if I keep getting cards at a rate of 1 or 2 every six months.
I don't know what my score is. They usually approved me. I usually apply one to three cards a year to avoid excessive inquires and too many recent accounts in my credit reports. Ron.
If you know for a FACT that card #1 is EQUIFAX #2 is EXPERIAN #3 TRANS UNION...you can do 3 cards without any problem...maybe even 6 new ones...THE PROBLEM IS THE FOR A "FACT" PART (always subject to change with the weather...and high tide and low tide)...
