Separate names with a comma.
Discussion in 'Credit Talk' started by nitwit2, May 19, 2001.
thanks for your time!
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
primor® Secured VisaClassic Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
I read your question and the answer is:
1) If you pay they can put it on your report. Just as creditdefense posted the FCRA says that certain government loans are exempt from the 7 year reporting laws. Student GSL's would qualify. They can report it for however long they wish if unpaid. Typically credit bureaus only report it 7 years from the default date if paid. AND THERE IS NO SOL ON STUDENT LOANS...Now, here is the deal. If you pay technically they can put it back on your report for another 7 years. No one at this site can tell you what they will do. I went around in circles with the FTC and the Dept of Ed over reporting of student loans and basically all the FTC said was "well student loans are different and you just have to deal with the dept of ed. The dept of ed referred me to the ombudsman's office. The ombudsman's office said......"we dont know that is between you and the lender". Basically, no one will support you if your lender tries to screw you with another 7 years. I suggest you rehabilitate for 12 months and tell the lender that you want the 70% offer to be on the table when the rehab period is up. OR you could ask the lender to agree to not report the item any longer as it is an obsolete debt now in exchange for payment. Get Everything in written.
2) Yesterday, I posted about SL rehab and consolidation under the thread.."student loans and collection agency" posted by frankowes. Please read that thread.
I hope it all works out.